Borrow £100 to £5,000
Access the credit you need (on approval)
No hidden fees to apply
Not all applications will be approved for credit. An offer of credit is subject to status, meeting the lender’s criteria, and affordability checks.
Borrow £100 to £5,000
Access the credit you need (on approval)
No hidden fees to apply
We work with payday lenders, short-term loan companies, credit line firms, and others to try to get you the credit you need.
Representative 1333%APR
No impact on your credit score when we search. Your credit is only impacted if you choose to apply for a loan and the lender performs a hard credit check as part of the application process.
15+ lenders checked.
Simple and free - no upfront costs, no surprises.
Representative 1333%APR
1
Apply in minutes.
It’s quick, clear, and secure.
2
We do the legwork.
We search for a credit offer in seconds to see if it's possible to get you an offer.
3
Access the credit you need (on approval)
If approved, funds could be in your bank account within 90 seconds. However, actual payout times depend on the lender and your bank’s processes.
Representative 1333%APR
FCA regulated, fully transparent.
You decide if an offer works for you.
GAIN Credit LLC, trading as Afforda is a credit broker, not a lender. We search for a credit offer from various finance providers.
Representative 1333%APR
We'll search our panel of lenders for a credit product that suits your needs. Through Afforda, you could get access to:
Checking your options or seeing if you are eligible will not affect your credit score. Your credit score is only affected if you apply for a loan and the lender carries out a hard credit check.
Afforda is a credit broker, not a direct lender. This means we don’t lend money ourselves. Instead, we work with a panel of lenders and credit providers to help you find suitable credit based on your individual circumstances.
You may be able to borrow between £100 and £5,000 through our panel of lenders. The exact amount depends on the lender’s criteria and your financial situation. If approved, repayment terms can range from 61 days to up to 60 months.
Start by filling out our short, secure online form. We’ll then search our panel of lenders to find a match for your needs. If approved, review the offer carefully, funds could reach your bank account within 90 seconds.
Once you complete our quick form, we check your details with our panel of lenders. If you’re eligible, we aim to show you an offer within minutes.
Your data is protected at all times. We use secure systems and strict privacy controls to keep your information safe. We only share your details with our lending partners to help find suitable credit. For more details, please see our Privacy Policy.
Yes, you can still apply. Some of our lending partners consider applications from people with less-than-perfect credit. However, approval depends on each lender’s criteria and your financial situation. Checking your eligibility with Afforda won’t affect your credit score.
No. Using Afforda is free for you. We do not charge any fees or hidden costs. We may receive a commission from a lender or credit provider if your application is approved. This does not change the cost of your loan.
Yes. Afforda only works with lenders and credit providers that are authorised and regulated by the Financial Conduct Authority (FCA). This ensures your borrowing experience is transparent, fair, and in line with all UK lending regulations.
Our system matches your information with lenders' criteria to identify suitable credit. If eligible, you’ll see an offer you may qualify for, without impacting your credit score.
